Keeping Your Teen Driver Safe!

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When a teen gets his or her license most parents get additional anxiety. With the number one killer of teens being car-related driving accidents, and 16-25 year old drivers being the number one age group ticketed by police for traffic violations, parents have good cause to feel anxious. Although the thought of a teen driver navigating the roadways alone can be worrisome for most parents, many have turned to technology to ease the stress.

GPS tracking systems allow parents to be proactive in modifying and shaping the driving behaviors of their teen, and actually help build trust between parent and teen. With a GPS vehicle tracking solution validating a teen is exhibiting responsible and cautious driving behaviors, many parents allow the teen to have MORE freedoms. Having the ability to always know where your teen is and has been provides a parent with assurance, security and relief.

GPS Tracking Key: The Recommended Teen Tracking Solution

Negative Influences On Teen Driving

Speeding:

  • 1 out of 5 teenagers expressed that they think driving fast is fun.
  • 1 out of 4 teen drivers, who also identified themselves as aggressive drivers, stated that they have drove 20 mph over the speed limit more than once.
  • Over half of all teen drivers said they have exceeded the speed limit by over 10 mph more than once.

Peer Pressure:

  • Almost half of all teens stated that they drive more carefully when other teen passengers are not present in the vehicle.
  • Less than half of the teens said they would speak up if a driver were speeding or driving in a scary manner.
  • Almost 70% of teens said they felt unsafe when someone else was driving.

Cellular Phones:

  • Almost 100% of teens expressed that they received or sent a text message while driving.
  • More than half of all teens stated that they talk on the phone while they drive.
  • A driver speaking on the phone while driving is twice as likely to be involved in a traffic accident than someone not speaking on a phone.

Positive Influences On Teen Driving

GPS Tracking Systems:

  • GPS tracking systems can send parents alerts via email or cell phone if a teen driver is driving at unsafe speeds.
  • GPS tracking systems always keep parents "in the know".
  • GPS tracking systems give parents peace-of-mind and teens additional freedom.
  • Many insurance companies give discounts to drivers with GPS tracking systems.

Curfews:

  • Most drunk drivers are on the road from 10:00 p.m.-4:00 a.m.
  • Almost half of all teen automobile deaths occur between the hours of 9:00 p.m.-6:00 a.m.

Seat Belts:

  • Teens use seat belts less than any other age group.
  • A person wearing a seat belt is almost 50% less likely to be killed in an automobile accident.

*Data was collected from Allstate Foundation for teen safe driving.

GPS Tracking Device: How It Can Help

GPS tracking systems can act as effective preventative mechanisms for many forms of negative driving behavior. Another positive impact that comes from using a GPS vehicle tracking solution is the additional freedoms and lowered insurance rates many teen drivers receive. When a teen driver receives additional freedom and parents receive the peace of knowing their teen is safe everybody wins.

When a teen knows that a GPS tracker is monitoring their every move they begin to drive more safely and build a foundation of safe driving habits that will last a lifetime!

Car Insurance For Teenagers

GPS teen drivingWhen a teen finally passes their written and driver's examinations at the DMV a whole new world of opportunity is opened up. Solo car rides or drives with friends to burger joints, movie theaters and almost any location are now only a set of car keys away. However, with that freedom can come a substantial cost in the form of car payments and auto insurance. In fact, one study conducted by NerdWallet showed that family car insurance goes up roughly $1500 per year when a teen gets added on the auto insurance plan! Ouch! So what is the best way to keep car insurance for newly licensed teen drivers as low as possible so parents don't go broke trying to keep up with rising auto insurance rates?

GPS Tracking Systems For Cars

Auto insurance providers are data driven businesses so they are fully aware that teen drivers are for more likely to engage in risky driving behaviors such as speeding. They also understand teen drivers can easily succumb to peer pressure and by doing so make unwise driving decisions. Lastly, car insurers know teens can be careless which can result in potential auto-theft. However, one piece of technology called the GPS car tracker can help reduce many of these liabilities. For example, when a parent equips a vehicle tracker on a teen's car, that parent will then have the ability to monitor everywhere that teen is going and how fast they are driving. What's even better is that the real-time GPS units can also send out alerts to notify parents if the vehicle was stolen or if a teenager is driving their car too fast! Many auto insurance companies recognize the benefits associated with GPS vehicle monitoring and will provide discounts on car insurance packages for this. However, the GPS auto tracking technology is more than just a tool to reduce car insurance rates for teens because the devices can literally save lives.

Grades Matter

Car insurance companies study the facts and they know firsthand that teens that perform well in the classroom are statistically more likely to perform well on the road. In fact, many insurance providers will offer anywhere from a 10-15% discount on auto insurance for teens who maintain a "B" average or better in the classroom. Therefore, parents that keep their kids focused on the schoolbooks will also keep more money in their pockets.

Professional Driving Courses

In every facet of life the one constant is that experience matters. Therefore, teens who go the extra mile by enrolling in various driving programs and professional driving courses are often rewarded by auto insurers with discounted rates.

Shop, Compare And Combine Insurance Plans

Shopping around and comparing quotes is always good advice, but combining insurance plans can also help reduce rates. Family plans where the entire household is on one coverage policy are shown to save families sometimes as much as $3,000 annually! So combine those insurance plans and shop around to find the most cost-effective option! 

Auto insurance is not only the law it's also extremely beneficial, especially when/if bad things occur. However, that does not mean that auto insurance for teen drivers should break the bank. Parents can save some cash on their teen auto insurance by investing in GPS tracking systems, inspiring their kids to do better at school, enroll them in professional driving courses and of naturally shop, compare and combine auto insurers. Stay safe while driving and always try and save some cash!


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